How One Man is Changing the World

I don't know how many of you are familiar with Dave Ramsey, but he is a prime example how one person can make an enormous difference. He may single-handedly get Americans out of debt. My dad introduced me to him a while ago, but I was not all that receptive. Over time I have gradually heard more about him and once I was actually making a paycheck and looking at getting my financial future on track, I began to seek out more information. His philosophy helped my parents get to a better place financially and my dad was really wanting me to hear his message. So, today we went to a live event. Basically, it was a short seminar, but it mapped out what we can do to live better financially. He is so motivating and really has a heart to reach out and help people to get out of debt and get them on a road to living better and does it all with a Christian standpoint. He has authored several books and a class that a lot of churches have called Financial Peace University. He also has books to help parents teach their children and is starting outreach to teens across the country. I encourage you to take a look for yourselves and see what he has to say. I will answer any questions I can. If being "Debt Free" is anywhere on your life to do list, it may help you out. You don't have to agree with everything he says to really make some positive changes in your life. I am not sure what number it will be on my list for sure yet, but you can believe that I am making it a priority and can't wait until I can put a big fat check by it. Happy saving!!!

Days of Indecision.....Maybe

For whatever reason, lately I have been incapable of making a decision. What to eat, what to wear, should I buy, should I save, should I travel??? Tomorrow I am going to a Dave Ramsey Live Event and I am hoping to come out having a few things figured out, at least concerning my financial future. I want to save and plan for retirement but I don't know how or where to do it? CDs? Stocks? Mutual Funds? IRAs? HUH?!?!?!? Traveling has been on my mind recently but the thought of getting on an airplane again is somewhat sickening (I hate flying). So, do I let fear cripple me? Of course not. I still get on planes and I still go amazing places. (Watching the emergency landing of the plane in Miami over my lunch was quite gut-wrenching for me though.) I have had a running "Life To Do List" in my head for years now, but today I made the Decision to make it concrete. So, my new project will be my To Do List and I hope to be able to blog about them as I get them accomplished. I saw a quote today that really struck me-strangely enough I have never seen it before and today I saw it more than once- "Be the change you wish to see in the world" Gandhi. I really like it because I catch myself feeling like little ol' me can't really do much to change anything, i.e. voting, etc. But I don't want that to be true for myself. I want to make differences in my life. I really want to think about what I want for my life and, as a person who makes lots of lists, I want to make one that really counts. I hope I will have my dear friends along for my journey as I check them off.

One Word

Something random....

1. Where is your cell phone? purse
2. Your significant other? work
3. Your hair? unruly
4. Your mother? heroic
5. Your father? hard-working
6. Your favorite thing? hugs
7. Your dream last night? forgotten
8. Your favorite drink? dr.pepper
9. Your dream/goal? travel
10. The room you're in? office
11. Your ex? lied
12. Your fear? falling
13. Where do you want to be in 6 years? notinlubbock
14. Where were you last night? couch
15. What you're not? tall
16. Muffins? cinnamon
17. One of your wish list items? ifItelldoesn'tthatmeanitwon'tcometrue?
18. Where you grew up? arlington
19. The last thing you did? laughed
20. What are you wearing? jammies
21. Your TV? small
22. Your pets? darling
23. Your computer? acceptable
24. Your life? mine
25. Your mood? happy
26. Missing someone? unfortunately
27 Your car? cute
28. Something you're not wearing? bra
29 Favorite Store? alltheonesIcan'tafford
30. Your summer? toodanghot
31. Like someone? nothatiswhyIhavecats
32. Your favorite color? blue
33. When is the last time you laughed? 5secondsago
34. Last time you cried? ThursdaywatchingadocumentaryaboutaCanadianmanwhowantedtosavebears (not the creepy Grizzly Man one)
35. Who will/would re-post this? doubtful

Flu, Flu Go Away

Well, I got it. The bug that apparently is going around everywhere and seemingly out-smarted the flu shot. I have been required by occupation to get my flu shot for the past 6 years and I got paid back in dividends. I have been in bed for 4 days. And the kicker - just when you think you are getting back to normal it lets you know who is really in charge. And that would not be me. I rented some movies today and was totally wiped before I even got back in my car. I have finished watching the seasons of The Office and I have watched 3 movies just today. I am always aware of all the things in the house I would like to get done but am usually too tired b/c of working, but it is rather tortuous to want to get stuff done, be at home to do them, not have the energy to stand and have to look at the very thing you want to get done. It is somewhat easier to spend 13 hours at work and come home to it and talk myself out of it. I have had some good cuddle time with my kitties though. I am always amazed at the irony of never wanting to get out of bed at that oh-so-early-hour to go to work - my bed is quite heavenly - and then now I would love to be able to feel good enough to go to work. I am tired of feeling neglectful of most aspects of my life. I admire so much you people that find a way to love and care for husbands, jobs, kids, churches, and friends. Clearly, I have work to do.